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The fee and nothing but the fee Fees come in all shapes and sizes the most popular is of course the late fee those fees are big business for the credit card provideers so dont expect them to go away anytime soon. Of course the credit providers want you to pay your bills and on time for it is a business. But they do very well with the late charge and overlimit fees.
Additional fees can include balance transfer fees that you can avoid in several ways. One is obviously is to not use a card with a balance transfer fee. Two, request a balance transfer and request to have the fees waived if its a large transfer. If that doesn't work and you keep your balance low many issuers will offer promotional offers, so keep you balance low and wait for such an offer to come or there are many issuers who will. The credit card providers are hot today for balance transfers so you especially if you are a regular customer of there you should get such offers as well as low transfer rates intros if not 0 apr. |