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Paying less each month Low miminum payment credit card issues are often based on 2% minimum payments or 1/50th minimum payments program. Higher 3% minimum payment issues would have a higher minimum payment. A few credit card issuers let you decide your minimum payment (as well as payment date) from those two options. The good news is if you wish to pay more than the minimum then you can Another factor that can increase your minimum payments can include higher rates or a lowering of your credit quality. Terms can always be subject to change. Low minimum monthly payment credit cards  Chase Platinum |